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⚡ Quick Win — 5 minutes

Audit Your Subscriptions

The average Australian household pays for 3.2 streaming services and has at least one subscription they've forgotten about entirely. A 5-minute bank statement review almost always finds money.

Potential annual saving
$120–$360
typical saving from cancelling one or two unused services
How to do it
1
Open your bank app. Go back 2–3 months of transactions. Search for recurring charges.
2
List every subscription. Netflix, Stan, Disney+, Spotify, Apple One, iCloud, Audible, software — write them all down with the monthly cost.
3
Ask one question for each. "Did I use this in the last month?" If no, cancel it now, not later.
4
Cancel immediately. Don't pause — cancel. Most services let you re-subscribe at any time if you change your mind.
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